If a user’s identity has been compromised, we’ll provide them with a pre-populated identity theft affidavit allowing us to dispute any fraudulent claims or activity on the customer's behalf. After assisting with its completion, we will then submit the affidavit to the appropriate authorities, credit bureaus, and creditors on their behalf.
We’ll assist in reporting any fraudulent activity to the local authorities and will also forward reports to creditors.
We’ll contact the creditor’s fraud departments with itemized account statements to dispute each fraudulent occurrence on the user’s behalf. We’ll also continue to follow up with creditors until each matter has been properly handled, all while keeping the user abreast throughout the entire process with status reports.
We’ll assist in notifying the appropriate bank or issuing authority to cancel and replace stolen or missing items, such as debit/credit card(s), driver’s license, Social Security card, and/or passport.
If identity theft occurs while traveling more than 100 miles away from home, we’ll assist with making emergency travel arrangements, including airline, hotel, and car rental reservations.
Should customers suspect fraudulent activity is being conducted in their name, we'll guide them on how they can place fraud alerts or freeze their credit records.
Reduce pre-approved credit card direct mail offers and marketing phone calls that can be used by thieves to steal personal information.
Plans include up to $3 Million in Identity Fraud Expense Reimbursement for covered expenses, Home Title Fraud, and Cyber Extortion, and up to $1M in Cash Recovery for unauthorized electronic fund transfers from Checking & Savings Accounts or Investment/Health Savings Accounts.*
We go above and beyond – every time. Our experts handle even the most complicated identity theft/fraud cases with ease; and they do it all while providing reassurance and empathy to help take the stress away.
*Identity Fraud - Expense Reimbursement, Cash Recovery Aggregate, and Investment & HSA Cash Recovery benefits are underwritten and administered by American Bankers Insurance Company of Florida, an Assurant® company, under group or blanket policies issued to Iris® Powered by Generali for the benefit of its Members. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits at https://www.irisidentityprotection.com/terms-conditions.
Identity theft, fraud, scams, cyberattacks… they’re issues that virtually no one wants to have to deal with and that can have some seriously devastating consequences. Most victims aren’t even sure where to begin.
But what if all they had to do was pick up the phone and someone else would pick up all the pieces for them? Our 24/7/365, D.C.-based resolution experts know exactly what next steps to take and handle every call with compassion and empathy, so that every customer feels heard, comforted, and relieved. And, not that we're doing it for awards, we are extremely proud of our track record of recognition.
*YTD as of June 2023
Net Promoter Score of 90*
96% Customer Satisfaction Rating*
The FCRA Basic Certificate Program provides participants with a firm understanding of foundational information core to the Fair Credit Reporting Act (FCRA), which promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. The program helps Iris Resolution Specialists to better understand FCRA concepts and terminology; the five basic duties of consumer reporting agencies under the FCRA; the basic rights and duties of end users, furnishers, resellers and consumers under the FCRA; consumer litigation and regulatory enforcement actions under FCRA; and principal state law variants of the FCRA and the interplay between the FCRA and state variants.
The CIPA program is an international identity theft management certification designed to allow trainees to better educate, guide, and support consumers with their identity theft prevention, detection, investigation, and resolution solutions. CIPA is a customer centric identity theft management training and certification program that allows Iris Resolution Specialists to better assist customers in preventing, detecting, and recovering from identity theft.
The Institute of Consumer Financial Education’s (ICFE) Certified Identity Theft Risk Management Specialist – CITRMS® XV is the nation’s only acclaimed training program in Identity Theft Risk Management. This training course prepares Iris Resolution Specialists for a focus as an educator, so they can help our customers learn how to access and manage their individual risks from becoming a victim of identity theft. Additionally, methods in which information is disseminated and which is private and requiring of security are also a part of this course.
*Certification type is dependent on the job title within the resolution department. Based on case type, cases are assigned accordingly to the appropriately certified resolution specialist.
CompTIA Security+ is a globally trusted, vendor-neutral certification that validates the baseline skills necessary to perform core security functions. Iris Resolution Specialists come out with the skills required to assess the security posture of an enterprise environment, recommend and implement appropriate security solutions, monitor and secure hybrid environments, operate with an awareness of applicable laws and policies, and identify, analyze, and respond to security events and incidents.
*Certification type is dependent on the job title within the resolution department. Based on case type, cases are assigned accordingly to the appropriately certified resolution specialist.
The FCRA Basic Certificate Program provides participants with a firm understanding of foundational information core to the Fair Credit Reporting Act (FCRA), which promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. The program helps Iris Resolution Specialists to better understand FCRA concepts and terminology; the five basic duties of consumer reporting agencies under the FCRA; the basic rights and duties of end users, furnishers, resellers and consumers under the FCRA; consumer litigation and regulatory enforcement actions under FCRA; and principal state law variants of the FCRA and the interplay between the FCRA and state variants.
The CIPA program is an international identity theft management certification designed to allow trainees to better educate, guide, and support consumers with their identity theft prevention, detection, investigation, and resolution solutions. CIPA is a customer centric identity theft management training and certification program that allows Iris Resolution Specialists to better assist customers in preventing, detecting, and recovering from identity theft.
The Institute of Consumer Financial Education’s (ICFE) Certified Identity Theft Risk Management Specialist – CITRMS® XV is the nation’s only acclaimed training program in Identity Theft Risk Management. This training course prepares Iris Resolution Specialists for a focus as an educator, so they can help our customers learn how to access and manage their individual risks from becoming a victim of identity theft. Additionally, methods in which information is disseminated and which is private and requiring of security are also a part of this course.
*Certification type is dependent on the job title within the resolution department. Based on case type, cases are assigned accordingly to the appropriately certified resolution specialist.
CompTIA Security+ is a globally trusted, vendor-neutral certification that validates the baseline skills necessary to perform core security functions. Iris Resolution Specialists come out with the skills required to assess the security posture of an enterprise environment, recommend and implement appropriate security solutions, monitor and secure hybrid environments, operate with an awareness of applicable laws and policies, and identify, analyze, and respond to security events and incidents.
*Certification type is dependent on the job title within the resolution department. Based on case type, cases are assigned accordingly to the appropriately certified resolution specialist.
All Iris customer service systems and tools are tightly integrated to ensure a smooth, easy, and swift customer experience.
Below are some of the ways our technology works for our customers:
Resolution Services from Iris® Powered by Generali is a fully managed identity theft service that assists your customers in recovering and rehabilitating their credit and identity after falling victim to identity theft or fraud. When a customer experiences identity theft or fraud, Iris’ resolution specialists take action on their behalf – filing affidavits, contacting creditors, communicating with law enforcement, and more, all while keeping the customer abreast throughout the entire process.
Iris’ certified identity theft resolution specialists handle the heavy lifting. This includes submitting identity theft affidavits, disputing fraudulent activity with creditors and credit bureaus, communicating with law enforcement, assisting with lost or stolen wallet items (e.g., debit/credit cards, driver’s license, Social Security card, and passport), and helping arrange emergency travel if identity theft occurs while the customer is traveling more than 100 miles away from home. Customers receive regular status updates throughout the entire process.
Every Resolution Specialist has undergone extensive in-house training and has achieved multiple third-party credentials, including the Certified Identity Theft Protection Advisor (CIPA), Certified Identity Theft Risk Management Specialist (CITRMS), Fair Credit Reporting Act (FCRA) Certification, and CompTIA Security+. These credentials ensure customers receive expert, knowledgeable support for even the most complex cases.
Yes. Iris’ Resolution Specialists are available 24 hours a day, 7 days a week, 365 days a year. Identity theft doesn’t follow business hours, and neither do we. Support is available in English, Spanish, and French through our U.S.-based in-house resolution center. Iris can also provide telephone interpreters around-the-clock for 200 languages and dialects.
When necessary, we can provide translation services via telephone interpreters for events such as when an individual is overseas and needs help communicating with local authorities to file a report of identity theft.
Yes. Resolution support is localized to the partner's region. For example, U.S. partners’ customers have access to U.S.-based Resolution Specialists.
Iris partners can pair Resolution Services with other Iris solutions and live assistance services, such as ScamAssist®, Credit Monitoring, Personal Cyber Protection, etc., to create a comprehensive protection offering. It is included with Identity Monitoring for all U.S. Portal partners and can also be offered as a standalone service.
Resolution Services is available to Iris partners across all Iris Experience Options, including the Iris OnWatch® Portal, Iris Identity Protection API Suite, and Iris Micro-Experiences. Interested in offering your customers meaningful support during times that matter most? Let’s talk.
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